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Quizzes and Polls > Quizzes and Polls Index > Are you a Financial Procrastinator?
Quiz: Are you a Financial Procrastinator?

It’s often said that procrastination is the thief of time—and this is particularly true when it comes to matters of money. According to experts, people who put off until tomorrow what they can do today may be missing out on important opportunities to plan, save, and build a strong financial future. For example, if you pay your credit bard bills late, you’ll be charged a late fee, and your interest rates might skyrocket. Similarly, if you miss the deadline for filing your taxes, you’ll owe Uncle Sam a penalty. And every year you put off contributing to your 401(k) plan, you’ll be missing out on the chance to aggressively grow your money. Are you a financial procrastinator? Take our quick and easy quiz to find out now.

Quiz Questions:

     
1. Do you pay off your credit card balance each month?
 
Yes, I always pay the balance in full.
I usually pay the balance in full.
I pay the balance sometimes, if I have the money.
I generally pay only a portion or the minimum.

2. Do you pay your rent or mortgage and utility bills on time each month?
 
Yes, I always pay these bills on time.
Yes, I usually pay these bills on time.
I pay most of my bills on time, but I’m usually late in paying one or two.
No, I rarely pay my bills on time.

3. Are you being hounded by creditors and/or collection agencies?
 
Yes, I’ve received calls or notices from several creditors and/or collection agencies.
Yes, there’s one creditor and/or collection agency that’s been trying to contact me.
I’m not being hounded yet, but I probably will be soon.
No, I haven’t been contacted by creditors and/or collection agencies.

4. When you receive a bill in the mail, what do you generally do with it?
 
I open it right away, review it, and pay it before it’s due.
I open it in a few days and pay it on or before the deadline.
I usually leave it lying around for a while, sometimes until after the due date has passed.
I often lose my bills or forget about them until I receive several late notices.

5. Do you contribute regularly to a retirement savings plan, such as an IRA or 401(k) plan?
 
Yes, I contribute regularly.
No, I don’t contribute regularly.
     


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