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CareOne Credit Counseling - On Track, the CareOne Newsletter IN THIS ISSUE: Frugal Entertaining for the Holidays; JodiM's advice on managing holiday stress in her Life Balance's blog; a holiday budgeting tip, and more...
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Holiday Entertaining on a Budget Holiday Entertaining on a Budget

Between hosting holiday get-togethers and sharing traditional holiday meals with friends and family, it's easy to wreak havoc on your monthly budget. This doesn't have to be the case. By planning ahead for your holiday entertaining and establishing guidelines with family and friends regarding meal planning and gift giving, you can still celebrate the holidays while sticking to your budget.

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Quick TipQuick Tip - Accounting for Extras

When establishing your holiday gift budget, be sure to factor in any taxes, gift-wrapping and shipping costs that are over and above the price tag on the gifts you have in mind. Neglecting to factor in these incidental costs can really blow your budget. Find more tips to help you manage your holiday spending and get your gift shopping done on a budget in our article library.
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Blog - Life Balance looks at Having a Stress-Free Holiday
JodiMThis month, JodiM shares how she manages to celebrate a stress-free holiday season in her Life Balance blog!
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Share the WealthShare the Wealth

Sharing a meal with friends and family is a big part of holiday celebrations. Tell us how you manage to entertain during the holidays and stick to your budget and you could be the winner of a $250 gift card.

All you have to do is answer this question:

How do you manage to entertain during the holidays while sticking to your budget?

See how last month's winner Carrie S., from Phoenix, AZ manages to include the holidays in her budget.
View the Winner's Circle
The Debt Diva Shopping GuideThe Debt Diva's Holiday Shopping Guides

The Debt Diva's Holiday Guides are full of ways to have a frugal and festive season, because gift giving isn't the only budget breaker. Think about all the things that you'll need to set aside money for this year, from cards to decorations. Download planning pages on budgeting, holiday menus, grocery shopping and more...
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Check MarkWhat does the green check mark next to the creditor on the My CareOne page mean?
- davidgalyon
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Ongoing Support Ongoing Support is the place where you'll find valuable tools, tips, expert advice and much more on debt and money management issues. Bookmark this page!   Debt Guide 101 Debt Guide 101 is full of free and useful information about debt management.
Debt Management Discussions Debt Management discussions is where you'll meet others like you sharing their insights and experiences.   Tip Jar Tip Jar offers you the best tried and tested tips to help you save every day.
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