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CareOne Credit Counseling - On Track, the CareOne Newsletter IN THIS ISSUE: Holidays on a Budget; The Debt Diva shares holiday shopping advice; a tip for Low Budget Gift Ideas, and more...
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Quizzes and Polls Holidays on a Budget

Start making your list and checking it twice, the holiday shopping season is just around the corner. With a little forethought and careful planning, consumers can have an enjoyable, stress free holiday to focus on family without a last minute spending frenzy!

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Quick TipQuick Tip - Gift Jars

Mason jars can be filled with a wide variety of mixes, decorated with ribbon and a recipe card, and given as gifts. Check out RecipesToGo.com and CookingCache.com for easy gift-in-a-jar recipes.
The point of this Pointer - A simple jar decorated and filled with some creative ingredients can be a thoughtful and inexpensive gift.
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Take a Poll Take a Poll!
How will you be paying for holiday shopping this year?
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Blog - The Debt Diva on Holiday Shopping
Debt Diva BlogThis month the Debt Diva shares her insight on how to holiday shop without blowing your budget!

Plus, click here to get a copy of the Debt Diva's Holiday Shopping Guide!
Read the Blog
Share the WealthShare the Wealth

Between gift-giving and merry-making, the holidays can get expensive. Tell us how you manage your holiday budget and you could be the winner of a $250 gift card.

All you have to do is answer this question:

How do you manage to include the holidays in your budget?

See how the children of last month's winner Tina E., from Dewittville, NY earn their spending money.
View the Winner's Circle
My CareOneMy CareOne

My CareOne is a great way to manage your experience on the CareOne website. You select what information is relevant and useful, such as gadgets and tools to provide: a quick account overview - including how long until you complete the program; news and updates about CareOne Services; and easy access to valuable tools and useful financial tips! See what's new in My CareOne.
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Ask the ExpertAsk the Expert

When we joined we had several credit cards with past due amounts.  Will the credit card companies drop the past due minimum payments after three months, or still show them until they are paid off? Also when will our credit report show that we are with Care One? This is our third month on the program and we love it.
- sweets428
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Stay On Track with CareOne Resources
Ongoing Support Ongoing Support is the place where you'll find valuable tools, tips, expert advice and much more on debt and money management issues. Bookmark this page!   Debt Guide 101 Debt Guide 101 is full of free and useful information about debt management.
Debt Management Discussions Debt Management discussions is where you'll meet others like you sharing their insights and experiences.   Tip Jar Tip Jar offers you the best tried and tested tips to help you save every day.
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