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"The biggest benefits of being on a program is having credit card interest rates lowered and getting all my bills paid on time."Roland H., Medina, OHCareOne Customer
On Track - CareOne Services
CareOne Credit Counseling - On Track, the CareOne Newsletter IN THIS ISSUE: Quizzes and Polls added to CareOne website; Bernie urges caution on new "Debt Help" companies; a tip on saving gas, and more...
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Quizzes and Polls Quizzes and PollsNew

The CareOne website has added a great new feature, Quizzes and Polls, designed to test your knowledge on a wide range of personal finance topics from credit scores and identity theft to budgeting and shopping.

We've also provided links to informative articles, helpful tools, and relevant websites that can help you learn more about the factors that affect your wallet!
Take a Quiz!
Quick TipSave Gas by Carpooling

Whenever possible, take advantage of daily commuter carpools and ride-share programs, either those set up by government agencies in your area or with neighbors in your community. There are lots of advantages including dramatically reduced fuel costs and the fact that multiple riders speed along in the less crowded High Occupancy Vehicle (HOV) lanes.
The point of this Pointer - You can cut your weekly fuel costs in half and save wear and tear on your car if you share driving chores with other commuters.
Get More Tips
 
Take a Poll Take a Poll!
Are high gas prices forcing you to buy less of necessary staples such as groceries?
Take the Poll
Bernie's Blog
Bernie's BlogThis month, Bernie looks at the growing number of "debt help" companies that are sprouting up, and advises those facing financial hardship to check them out carefully before making any decisions.
Read the Blog
Share the WealthShare the Wealth

Earning extra cash can help teach kids valuable lessons. Tell us how your kids earn their spending money and you could be the winner of a $250 gift card!

All you have to do is answer this question:

How do your kids earn spending money?

See how last month's winner Elizabeth Y., from Neptune, NJ plans her meals to keep her food budget manageable.
View the Winner's Circle
Member BenefitsMember Benefits - Cash Rewards

Member Benefit Services (MBS) has a great new benefit which helps you earn money when purchasing items online: Cash Rewards!

MBS participants can simply visit www.fsabenefits.com, enter your username and password and click on Cash Rewards. Follow the instructions and you'll be earning cash back in no time!
Learn More
Ask the Expert Ask the Expert

I just enrolled, and wanted to know if the amount withdrawn from my bank account to pay my creditors will go down as my debts go down?
- kxkhm
See the Expert's Answer
Stay On Track with CareOne Resources
Ongoing Support Ongoing Support is the place where you'll find valuable tools, tips, expert advice and much more on debt and money management issues. Bookmark this page!   Debt Guide 101 Debt Guide 101 is full of free and useful information about debt management.
Debt Management Discussions Debt Management discussions is where you'll meet others like you sharing their insights and experiences.   Tip Jar Tip Jar offers you the best tried and tested tips to help you save every day.
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