5 million people helped and counting  >  Call 1-888-694-3328 or Get Started Now
Debt Consolidation
"CareOne offers programs like Member Benefits Service that help you live within your budget and save money on everyday expenses."Brad H., Jackson, KYCareOne Customer
Will Debt Consolidation Help?
Learn about your debt consolidation options in West Virginia.
It's not a loan. It's a realistic and personalized plan.
Fill out the form to find out more.

- -
Yes, please send me the free CareOne newsletter, Debt Guide, and special offers from CareOne. Privacy Policy.

West Virginia Faces High Poverty and Child-Care Cuts

The providers of CareOne Debt Relief Services® know that many people across the country are facing financial hardships as we recover from the economic recession. This is especially true in West Virginia where high poverty levels and state cut backs are having a significant impact on families and may be increasing the need for debt relief.

Despite the fact that the current unemployment rate in West Virginia is 6.9% (almost two percentage points lower than the national rate1) and that the state has made strides in attracting new and diverse industries to the area; residents are still struggling to keep up with national economic standards. According to the U.S. Census, 17.4% of the West Virginia population was living below the poverty level between the years of 2006 and 2010, an alarming statistic which was 26% higher than the national average2. The Census report also shows that the median household income in West Virginia was $38,380, 26% lower than the national average of $51,914. Lower income levels mean that residents have to make due with less, and this can be particularly difficult when supporting a family.

The web site StateHealthFacts.org reports that the majority of West Virginia residents living below the poverty level are women3. Our own internal data supports this: the majority of residents seeking debt relief are women, and this number increased 3% from 2010 to 2011. Likewise, the number or residents seeking debt relief who claim one or more dependents increased astronomically by 103% during that same time period and was 11% higher than our national average. When added to the possibility of state cuts to child care subsidies4, it’s easy to understand why many West Virginia families are at their financial breaking point.

As families look for ways to keep up with day-to-day expenses, they may turn to credit cards or loans to keep them afloat. Our data shows that that the average number of individual debts reported by West Virginia residents seeking debt relief increased 10% from 2010 to 2011 and was 8% higher than our national average. This indicates that they may be opening up more lines of credit, or seeking loans as a way to manage their finances. Unfortunately this often leads to consumers finding themselves in even deeper holes. The good news is that debt consolidation may be a road to financial recovery for many consumers and we want to help.

At CareOne, we know how it feels to struggle under the burden of debt because many of us have been there, including our founder Bernie Dancel. Our experience motivates us to provide the best service and support to our customers as they make their own journey out of debt. If you’re a West Virginia resident looking for information on debt consolidation, call one of our Certified Personal Finance Counselors® today. They’ll provide a free debt analysis and walk you through multiple options; helping you choose the right customized action plan to get you back on track.

For further information on debt in other Southern states see North Carolina, South Carolina, Georgia, Florida, Kentucky, Tennessee, Mississippi and Alabama



1 Bureau of Labor Statistics, http://www.bls.gov/eag/eag.wv.htm
2 U.S. Census, http://quickfacts.census.gov/qfd/states/54000.html
3 StateHealthFacts.org, http://statehealthfacts.org/comparebar.jsp?ind=5&cat=1
4 West Virginia Gazette. http://wvgazette.com/News/201206190189
Call 1-888-694-3328 to get started now.
  • Reduced Interest Rates
  • Lower Monthly Payments
  • Waived Late Fees
  • Multiple Debt
    Consolidation Options
  • Relationships with over
    263,000 Creditors
  • Over 5 Million People
    Helped and Counting
The CareOne Blog
Dec 12, 2014
I started buying gifts throughout the year at sales and even garage...

Nov 21, 2014
I was very happy with the money I received for my old phones and I was...
Debt Help - CareOne Debt Relief Services
Offering CareOne Debt Relief Services: