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Debt Consolidation
Charlotte, NC
"I did a lot of research on various credit counseling agencies and CareOne’s reputation and credibility convinced me that they were the right choice."Kim W., Louisville, KYCareOne Customer
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Need for Debt Consolidation in Charlotte, NC Increases

North Carolina’s economy is slowly starting to recover and positive signs are being seen throughout the state, including its largest city Charlotte. At the start of 2012, the unemployment rate in Charlotte was as high as 10.2%; however, according to the Bureau of Labor Statistics, as of November 20121, the unemployment rate in Charlotte has dropped to 9.1%. Residents of Charlotte can also breathe a sigh of relief that "underwater" mortgages in the city are also on the decline2. Residents of the city have also been spared some of the worst economic challenges faced by other state residents. The median household income in Charlotte is 15% higher than the state average, and there are fewer Charlotteans living below the poverty line than in other North Carolina cities3.

However, CareOne’s own data shows that the number of individual creditors reported by those residents seeking loan-free debt consolidation in Charlotte, NC is 5.7% higher than the state average, and 5.5% higher than the national average. Likewise, the reported amount of debt owed is 5% higher in Charlotte than in other areas of North Carolina, and is 3% higher than the national average. This trend implies that many residents may increasingly need debt relief and debt help.

The providers of CareOne Debt Relief Services® understand that despite your best intentions, and often because of economic circumstances beyond your control, you may need a helping hand managing your unsecured debt. Many of us, including our founder Bernie Dancel, faced our own struggles with debt, and won. Our mission is to share our knowledge of what it takes to get out of debt with others so that they too can gain financial independence. If you are looking for information about debt consolidation in Charlotte, NC, our Certified Personal Finance Counselors® are ready to help. It’s not a loan, and it’s not bankruptcy, it’s a realistic, personalized plan to help you manage your unsecured debt, including credit card debt. They’ll review your individual financial situation and help you determine which of our multiple options is the right one for your budget.

1 BLS.gov, http://data.bls.gov/timeseries/LASST37000003?data_tool=XGtable
2 Charlotte Business Journal, http://www.bizjournals.com/charlotte/blog/going_green/2013/01/corelogic-underwater-charlotte-3q.html
3 Census.gov, http://quickfacts.census.gov/qfd/states/37/3712000.html


Customer Testimonial

"I am getting so close now I can taste it!!! I am so excited to see my balance go down, down, down. From $34,000 to under $3,000 in 4 years - unbelievable!! Thanks CareOne. Trust me it really works! You just have to give it time and patience."
– Donna L., Charlotte, NC
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