5 million people helped and counting  >  Call 1-888-694-3328 or Get Started Now
Debt Consolidation
"I did a lot of research on various credit counseling agencies and CareOne’s reputation and credibility convinced me that they were the right choice."Kim W., Louisville, KYCareOne Customer
Will Debt Consolidation Help?
Learn about your debt consolidation options in New York.
It's not a loan. It's a realistic and personalized plan.
Fill out the form to find out more.

- -
Yes, please send me the free CareOne newsletter, Debt Guide, and special offers from CareOne. Privacy Policy.

Debt Relief Requests in New York Tied to Student Debt?

If you’ve found yourself in a situation where your debt has become unmanageable, we understand, because many of us were once in the same situation. We know the reasons for debt are many, and that every situation is unique. That’s why we’re committed to understanding the specific financial factors you face – no matter where you are.

We hear from people every day who tell us that they are struggling with student loan debt, including in the state of New York. In fact, according to our data, the number of New York residents seeking debt relief who are between the ages of 18 and 24, increased 30% from 2010 to 2011. Likewise, the number of New Yorkers ages 25 to 34 who are seeking debt relief also increased 4% from 2010 to 2011 and was 6% higher than our national average. This is a significant increase and could be due, in part, to the fact that the average student loan debt in New York for graduating seniors is $26,271, which is higher than the national average of about $23,6001.

Unfortunately due to various regulations, in most cases, student loan debt cannot be added to a debt consolidation plan. However, many people find financial relief by tackling their unsecured debts first, or during a student loan deferment period. By combining their unsecured debts, like credit card or medical bills, into one affordable monthly payment, they are able to put themselves in a better position to pay off their student loans in a timely manner.

If you’re struggling to make ends meet, the providers of CareOne Debt Relief Services® want to help you in your journey to become debt-free. Many of us have struggled with debt ourselves. We got out and so can you. We offer multiple options and will work with you to determine your best course of action.

Call one of our Certified Personal Finance Counselors® today. They’ll review your individual situation, provide a free debt relief analysis and suggest a customized debt relief action plan customized for your unique situation.

To compare debt with other Mid-Atlantic States see our articles on Pennsylvania, New Jersey, Delaware, Maryland, District of Columbia and Virginia


1 Syracuse.com, http://www.syracuse.com/news/index.ssf/2012/06/comptroller_student_loan_rate.html
Call 1-888-694-3328 to get started now.
  • Reduced Interest Rates
  • Lower Monthly Payments
  • Waived Late Fees
  • Multiple Debt
    Consolidation Options
  • Relationships with over
    263,000 Creditors
  • Over 5 Million People
    Helped and Counting
The CareOne Blog
Dec 12, 2014
I started buying gifts throughout the year at sales and even garage...

Nov 21, 2014
I was very happy with the money I received for my old phones and I was...
Debt Help - CareOne Debt Relief Services
Offering CareOne Debt Relief Services: