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The providers of CareOne Debt Relief Services® know how challenging debt can be. We understand what you’re going through because many of us have been there too. And it’s not just our employees who’ve stood in your shoes: our founder, Bernie Dancel, fought his own battle with debt. Over the years, as we’ve helped millions of people; we’ve learned that debt is as individual as the person facing it. That’s why we’re passionate about understanding the specifics of your unique financial situation and providing customized solutions.
In Delaware, for example, many women are struggling financially and looking for debt relief. According to our internal data, women make up the majority of debt-relief seekers in Delaware. Their numbers are on the rise, increasing by 3% from 2010 to 2011, and coming in at 3% higher than the national average. These women are under a lot of pressure. Our figures also show that the number of Delaware residents seeking debt relief who claim one or more dependants increased 72% from 2010 to 2011. These women are not only struggling to free themselves from debt, they’re also raising a family on limited means.
There’s another difficult aspect to this story: According to Sperling’s Best Places to Live¹, in 2011 Delaware home prices averaged over $230,000 with an appreciation rate of -3.27%. Add to this the cost of living which was 13.5% higher than the country’s average, an 8.3% unemployment rate, and negative job growth, and you can see the challenges faced by Delaware debt seekers last year.
If you are one of those who need help with your debt, we want you to know that we’ve helped 5 million people and counting. We can help you too. Our Debt Management Plan (DMP) helps you save time repaying your debt by consolidating your unsecured debt into one low monthly payment and working with your creditors to lower your interest rates so it better suits your budget. Our Debt Settlement Plan (DSP) is for those who can’t afford the monthly payments of a DMP plan. Instead, we will start by setting up an escrow account for you. You will then make monthly deposits into that account while settlements are negotiated with your creditors. Once a settlement is reached for less than what is actually owed, payments are made from the money you’ve accrued in escrow. These plans aren’t loans and they’re not bankruptcy. They’re debt consolidation options designed to help you find relief from your debt.
Giving you the tools and knowledge you need to get out of debt is our passion and our mission at CareOne. We understand what you’re going through because many of us have gone through it too. We’re dedicated to helping Delaware residents find debt consolidation options that help them achieve a debt-free life. We’ll work together to find a solution that works for you.