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The Center for Strategic Economic Research forecasts that on average, the Sacramento region should expect to see 2.2% job growth in 2013. This is better than the .4% job growth in 2012.1 The unemployment rate has improved, decreasing from 10.7% in July 2012 to 9.8% in December 2012. Unfortunately, the unemployment rate was still two percentage points higher than the national rate in December 2012.2 Additionally, according to the 2011 Census, 18.6% of the Sacramento population is below the poverty level which is higher than the state of California’s rate at 14.4%.3
According to CareOne’s internal data on loan-free debt consolidation in Sacramento, CA, residents owed 26% less than the national average in 2012. The amount of debt owed decreased from 2011, when Sacramento residents owed 15% less than the national average. Credit card debt in Sacramento declined by approximately 1.4% in 2012 and residents carry less credit card debt, on average, than their neighbors in the state of CA.4
The providers of CareOne Debt Relief Services® know how hard it can be to meet your obligations when budgets are tight and your credit card debt keeps growing. Many of us have experienced debt first-hand. We know what it takes to get out of debt, and we want to share our insights with you so you can achieve your financial goals. If you’ve been looking for information on debt consolidation in Sacramento, without a loan, we encourage you to call one of our Certified Personal Finance Counselors® to receive a free debt analysis today. They’ll review your unique situation and walk you through all your options so you can implement a debt relief plan that works for you.