- Plans & Services
- Tools & Tips
- About Us
The providers of CareOne Debt Relief Services® have helped over 5 million people and counting. Our experience listening to and helping Americans all over the country has given us insight into the unique economic factors affecting them. Despite national trends showing that Americans are shedding more of their debt, we know that many people, including residents in Los Angeles, California continue to struggle against many economic factors.
According to the most recent U.S. Census data, 20% of Los Angelenos are living below the poverty line; that’s 40% higher than the national average2. The unemployment rate for the city, as of November 2012, was 9.1%; which is 17% higher than the national rate for the same time period3.
Despite these unfortunate economic realities, there are some signs that positive changes are taking place in other sectors. California has had one of the highest foreclosure rates in the nation in recent years, but Los Angeles County is currently experiencing a decrease. The number of foreclosures in November 2012 was 41% lower than it was at the same time in 20114. This means more residents may be holding on to their homes despite the other economic difficulties they’re facing. Our own internal data shows that fewer residents were seeking loan-free debt consolidation in Los Angeles in 2012 than in the previous year. The average amount of debt reported by those seeking debt relief help showed no change from 2011 to 2012. However, the average number of creditors increased 14% from 2011 to 2012. The fact that the average amount of debt has not risen is a cause for relief, but the increase in the number of creditors could indicate that residents of Los Angeles may be putting themselves at risk by opening accounts they might not be able to manage successfully.
At CareOne, we know how stressful it can be living on a tight budget and worrying about debt because many of us, including our founder, have been there. And, we know that even if things are starting to look up, you may still need a helping hand.
If you want to manage your debt more effectively, we can help you learn about options available for debt consolidation in Los Angeles that do not require a loan. We know what it takes to get out of debt and achieve your financial goals; call one of our Certified Personal Finance Counselors® today to learn more. We’ll provide a free debt analysis and help you choose a customized plan designed to suit your budget and your lifestyle.
We understand what it’s like to be in debt. We know the feelings of fear, uncertainty, and even shame that come with being in debt. Many of us have been there, including our founder, Bernie Dancel, and several of our employees. We have experienced the struggles of being in debt, and we know what it takes to overcome this seemingly insurmountable obstacle. Things can get better.
At CareOne, we can create a personalized debt relief plan to help you work your way out of debt. Our Certified Personal Finance Counselors® will spend time getting to know you – your financial situation, your goals, and your monthly budget. We will then provide you with options like a Debt Management Plan (DMP) or a Debt Settlement Plan (DSP).
Our solution is not another loan – CareOne does not provide debt consolidation loans. And it’s not bankruptcy either. It’s a clear path to help you work your way out of debt with affordable payments. The providers of CareOne Debt Relief Services offer various plans that may be able to help you:
Remember, debt consolidation is not a quick fix. It’s a long-term plan designed to help you climb out of debt and achieve continued success. It will take hard work and a commitment to your own success, but if you’re willing to commit, we’ll be by your side to offer you support and guidance on your journey to financial independence.
If you want to learn how CareOne can help you find your way out of debt with loan-free debt consolidation options in Los Angeles, call us today at 1-888-694-3328.