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Debt Consolidation
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California Debt Consolidation

The providers of CareOne Debt Relief Services® have been in your shoes and we understand how it feels to struggle with debt because many of us have been there including our founder, Bernie Dancel. More importantly, we know what it takes to become debt-free and we’re passionate about helping others find a way out too. We understand that every situation is unique, and we’re committed to understanding the specific debt relief issues and financial factors you’re facing, wherever you are.

Why Do California Residents Seek Debt Relief

We hear from our customers, and we know from our research, that like many areas of the country, debt levels in California have been on the rise for years. For instance, according to Business Insider, the average credit card debt in California is nearly $10,500, nearly double the national average1 California’s unemployment is also at a 17 year low2. While this is great news in the short term, this could turn out to be a double-edge sword in the long run.

While it seems counterintuitive that low unemployment could lead to economic downturns in the future, it makes sense from a holistic viewpoint. While low unemployment means that more people have jobs, it also means there are fewer Californians are available for hire. This forces companies to pay higher wages which, in turn, speeds up inflation. And while inflation is generally a good thing, too much of it at once can be a bad thing3. And while low unemployment doesn’t guarantee troubled economic waters, it adds to the uncertainty of the future. The best way to protect yourself from the future is to get out of debt as quickly as possible now. If you get out of debt now, you won’t have to worry as much about what could happen in the future.

How to Find Debt Relief in California

Because many of the providers of CareOne Debt Relief Services have experienced their own struggle with debt we understand the concerns of California residents and we want to help. We’re committed to working with you and doing everything we can to help you manage your debt and get back control of your life. If you are seeking debt consolidation, or are currently enrolled in a debt relief program, call one of our Certified Personal Finance Counselors®. They can walk you through your options, with compassion and understanding, and will present you with a personalized action plan based on your individual situation.

View our articles about debt in Fresno, Long Beach, Los Angeles, Oakland, Sacramento, and San Diego for more information on debt in California.

For more reading on debt in other Pacific states see our articles on Alaska, Washington, Oregon and Hawaii.

1 Business Insider https://www.businessinsider.com/average-credit-card-debt-in-every-state-ranked-2018-8
2 Public Policy Institute of California, https://www.ppic.org/publication/californias-future-economy/
3 Investopedia https://www.investopedia.com/insights/downside-low-unemployment/
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