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Debt Consolidation is a widely-used term to describe debt repayment plans* that allow you to get you out of debt as quickly as possible.
There are really two types of debt consolidation plans available in order to provide these benefits - a Debt Management Plan or a Settlement Plan. There are important differences between these plans that you should understand.
Determining which plan is right for you really depends on your specific situation including the type of debt you have, your income and ability to make consistent payments, and what you agree is affordable.
Within this guide, we'll walk you through your options so that you can understand which path works best for you. We invite you to explore both programs and learn how they work, who they are designed for, and what are the pros and cons of each.