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What is a DMP?

A debt management plan (DMP) is an agreement between you and a debt relief provider. Simply put, you repay your unsecured debts in full over time in a single monthly payment that is distributed to your creditors by your DMP Provider. In return, after 3 consecutive DMP payments, most creditors will agree to significantly reduce your interest charges, eliminate late and over-the-limit fees, and reduce the amount of your monthly payments.*

What are the Pros and Cons of a DMP?

* Typically benefits are granted after the first 3 consecutive payments.

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