Lowering Transportation Costs

If you live in an area that has good public transportation, see if you can get to work or take care of your daily errands without your car. You may be surprised to find out that you don't really need a car for your daily commute...or that you don't need a car at all! This is especially true for people who live in urban areas like NYC, Chicago and D.C.

Many communities work with local businesses to offer discounted commuting programs for employees. The businesses enjoy a tax advantage while this frequently un-advertised perk that can save you $20-$40 a month.

If you have to drive to work every day, spend a little time to figure out the smartest route to your destination. Instead of burning gallons of gas on rush-hour highways that seem more like parking lots, you can map out less traveled side roads. You'll keep moving and end up saving on gas money even though you may travel a few miles further.

Don't let habit be your reason for returning to the dealership where you bought your vehicle to have repairs done. There often can be a 10% difference or more on fees charged for the same repair at competing facilities. This is especially true when body repairs are concerned. Do your research, and be certain that you get quotes on identical goods and/or services so you can make a fair comparison.

When possible, take advantage of daily commuter carpools and ride-share programs, either those set up by government agencies in your area or with neighbors in your community. As well as dramatically reducing fuel costs, multiple riders speed along in the less crowded High Occupancy Vehicle (HOV) lanes.