The CareOne Debt Relief ServicesSM Share the Wealth Contest
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. THE CONTEST IS CONDUCTED
MONTHLY AND BEGINS AT 12:01 AM EASTERN TIME ("ET") ON THE FIRST DAY OF EACH MONTH AND ENDS AT 11:59 PM ET ON THE LAST
DAY OF EACH MONTH (EACH A "CONTEST ENTRY PERIOD") FOR SUCH MONTHLY PERIODS THAT CAREONE, IN ITS DISCRETION, ELECTS TO
CONDUCT THE CONTEST. OPEN TO INDIVIDUAL LEGAL RESIDENTS OF THE FIFTY (50) UNITED STATES AND THE DISTRICT OF COLUMBIA,
TWENTY-ONE (21) YEARS OF AGE OR OLDER AT THE TIME OF ENTRY, TO WHOM THIS OFFER IS DIRECTLY ADDRESSED, EXCEPT WHERE
PROHIBITED (VOID WHERE PROHIBITED).
1) ELIGIBILITY: The CareOne Debt Relief ServicesSM Share the Wealth
Contest (the "Contest") is open to individual legal residents of the fifty (50) United States and the District of Columbia,
twenty-one (21) years of age or older at the time of entry, to whom this offer is directly addressed. Employees of
CareOne Services, Inc. ("Sponsor") and each of its affiliates, subsidiaries, parent corporations, and advertising and
promotional agencies who are involved with this promotion, and all of their respective officers, directors, shareholders,
employees and agents (collectively, "Releasees") are not eligible to enter or win in the Contest. This Contest is subject
to all applicable federal, state, and local laws and regulations.
2) AGREEMENT TO OFFICIAL RULES: By participating in the Contest, each entrant fully and
unconditionally agrees to and accepts these Official Rules and the decisions of Sponsor, which are final and binding in all
matters related to the Contest. Winning a prize is contingent upon fulfilling all requirements set forth herein.
3) HOW TO ENTER: Monthly Contest:
During the Contest Entry Period, submit a posting in
response to Sponsor's most current Share the Wealth Question of the Month that Sponsor determines is acceptable for posting
in Sponsor's aggregation of online postings (at www.careonecredit.com
Sponsor will not accept automated or multiple postings.
All entries will be judged by Sponsor based on originality and usefulness to Sponsor's online audience. By participating in
the Contest, each entrant certifies that his/her entry is original, has not been previously published or won any award, and
does not contain any material that would violate or infringe upon the rights of any third party, including copyrights,
trademarks or rights or privacy or publicity. Sponsor reserves the right in its sole discretion to disqualify any entry
that it believes contains obscene, offensive or inappropriate content, that does not comply with these Official Rules or that
is not consistent with the spirit or theme of the Contest.
4) SELECTION OF WINNERS: Monthly Winners: One (1) Grand Prize Winner for each Contest Entry
Period will be selected by Sponsor from all eligible entries received during that month on a date that is approximately ten
(10) business days following the end of such month. Non-winning eligible entries from one monthly period will not be rolled
over into subsequent monthly periods.
5) CONSUMER DISCLOSURES: You have not yet won. No purchase necessary. Monthly Grand Prizes:
Winner will receive one $250 gift card to a retailer either selected by the entrant at time of entry, or if no retailer has
been specified or if a gift card from the requested retailer is not available, such entrant will receive one $250 gift card
to a retailer selected by Sponsor. Total value of all prizes is $250/month for each month during which Sponsor conducts the
Contest. No substitution or transfer of prizes by winner. Taxes and fees associated with prize acceptance and use not specified
herein as being awarded are the sole responsibility of prize winners. Odds of winning a Monthly Grand Prize is determined by
the total number of eligible entries received in that particular month. Contest is sponsored by CareOne Services, Inc.,
9755 Patuxent Woods Drive, Suite 100, Columbia, MD 21046.
6) NOTIFICATION OF WINNERS: Potential winners will be notified by mail or email and each
will be required to execute, sign and return an Affidavit of Eligibility/Release of Liability, and where legally permissible,
a Publicity Release within (8) eight days of date printed on notification or he/she will be disqualified and, at Sponsor's
discretion, an alternate entrant will be selected in his/her place from among all eligible entries for the applicable period.
If prize notification or a prize is returned as undeliverable or in the event of noncompliance with these Official Rules, such
potential winner will be disqualified and, at Sponsor's discretion, the prize will be awarded to an alternate winner.
7) PUBLICITY: Except where prohibited, entry in the Contest constitutes each winner's consent
to Sponsor's and its designees' use of each winner's name, likeness, voice, opinions, biographical information, hometown and
state for advertising and promotional purposes in any and all media, now or hereafter known, throughout the world in perpetuity,
without further payment or consideration, notification or permission.
8) RELEASE: By entering this Contest, entrant agrees to release and hold harmless Releasees
from and against any claim or cause of action arising out of participation or attempt to participate in the Contest or receipt
or use of any prize.
9) DISPUTES: Entrants agree that (i): any and all disputes, claims and causes of action
arising out of or connected with this Contest, or any prizes awarded, other than those concerning the administration of the
Contest or the determination of winners, shall be resolved individually, without resort to any form of class action, and
exclusively by the appropriate Maryland State Court (ii) any and all claims, judgments, and awards shall be limited to actual
out-ofï¿½pocket costs incurred, including costs associated with entering this Contest, and in no event shall entrant be entitled
to receive attorneys' fees or other legal costs; and (iii) under no circumstances will entrant be permitted to obtain awards
for, and entrant hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other
than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTIAL OR CONSEQUENTIAL DAMAGES, SO THE
ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability
of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Contest, shall be
governed by, and constructed in accordance with, the laws of the State of Maryland, without giving effect to any choice of
law or conflict of law rules (whether of the State of Maryland or any other jurisdiction), which would cause the application
of the laws of any jurisdiction) other than the State of Maryland.
10) CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION
OF THIS CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK
DAMAGES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
11) LIMITATIONS OF LIABILITY: Releasees are not responsible for, and entrants release and
hold the Releasees harmless for: (i) late, lost, inaccurate, illegible, garbled, delayed, damaged, misdirected or postage-due
entries; (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network,
hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv)
unauthorized human intervention in any part of the entry process or the Contest; (iv) electronic, technical, network,
typographical, printing, human or other error which may occur in connection with or relating to this Contest, including,
without limitation, errors or problems which may occur in connection with the administration of the Contest, the processing
of entries, the announcement of the prizes or in any Contest-related materials; or (v) any injury or damage to persons or
property which injury or damage may be caused, directly or indirectly, in whole or in part, from entrant's participation in
the Contest. No more than the stated number of prizes will be awarded. In event that production, technical, programming or
any other reasons cause more than the stated number of prizes for any prize as set forth in these Official Rules to be available
and/or claimed, Sponsor reserves the right to award only the stated number of prizes.
12) WINNERS LIST: For list of winners, send a self-addressed, stamped envelope to: The
CareOne Debt Relief ServicesSM Share the Wealth Contest Winners, 9755 Patuxent Woods Drive, Suite 100, Columbia, MD 21046.
Winners lists will be available 30 days after the end of any calendar year and will cover monthly winners for a one year period
(the immediately prior calendar year).
13) OPT-OUT NOTICE: IF YOU WOULD PREFER NOT TO RECEIVE FUTURE CONTEST MAILINGS FROM SPONSOR
THROUGH THE U.S. MAIL, PLEASE WRITE TO SPONSOR AT: Marketing Division, CareOne Services, Inc., 9755 Patuxent Woods Drive, Suite 100,
Columbia, MD 21046, providing your name, address, and a statement requesting that Sponsor discontinue sending contest mailings
to you. Please allow up to sixty (60) days to process requests.