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Investing and Saving Tips

No matter what the balance sheet reads, you can never have too much money invested or saved. There is always the possibility of another "rainy day" and Social Security becomes less secure as time goes by. In order to save and invest appropriately, you must be knowledgeable about and comfortable with a variety of investment and savings instruments. Depending on your needs, income andNo matter what the balance sheet reads, you can never have too much money invested or saved. There is always the possibility of another "rainy day" and Social Security becomes less secure as time goes by. In order to save and invest appropriately, you must be knowledgeable about and comfortable with a variety of investment and savings instruments. Depending on your needs, income and time frame, you will have to make decisions affecting the near future as well as the future beyond your vision. Take time to review these tips and find the best investment and savings tools for you.No matter what the balance sheet reads, you can never have too much money invested or saved. There is always the possibility of another "rainy day" and Social Security becomes less secure as time goes by. In order to save and invest appropriately, you must be knowledgeable about and comfortable with a variety of investment and savings instruments. Depending on your needs, income and time frame, you will have to make decisions affecting the near future as well as the future beyond your vision. Take time to review these tips and find the best investment and savings tools for you. time frame, you will have to make decisions affecting the near future as well as the future beyond your vision. Take time to review these tips and find the best investment and savings tools for you.
  • When Working 9 to 5 Isn’t Enough: Learning the Ins and Outs of Moonlighting

    Whether you need an additional source of income to make ends meet, would like to build up your savings in case of a job loss or pay cut, or just want to get ahead of the game, moonlighting might be the answer for you. Taking on the extra responsibilities of a second job and pulling in some extra income isn't just for blue-collar workers juggling hourly jobs. According to a survey conducted by CareerBuilder.com in 2009, approximately 10% of the more than 4,400 participants surveyed have taken a second job to make ends meet. As of April 2010, data from the U.S. Department of Labor's Bureau of Labor Statistics indicates that 5.1% of Americans were working multiple jobs, according to BLR.com.

  • Mutual Funds

    Ready to invest in the stock and bond market? Feeling a little bit intimidated? Try a mutual fund.

  • Compound Interest - Every Saver's Dream

    The beauty of compound interest is that, once it starts, it doesn't stop. You can turn pennies into 100's of dollars through this natural phenomenon.

  • Earning Extra Money: Moonlighting and More

    People look for ways to supplement their income for a lot of reasons - some choose to moonlight because they're trying to start a new career, while others are looking for extra money because they're saving for something special, or need the extra income for payments and expenses. Whatever your reasons for wanting to earn extra money, we've got some tips and ideas that can help you earn the extra cash you need.

  • 7 Tips for Saving When Your Income is Not Steady

    In the last few years, thousands of people have joined the “gig economy”. Instead of having a steady paycheck to manage, they receive income from projects and contracts that pay different amounts at different times of the year.

  • Digging out of Debt

    Financial planners often point out that getting out of high-interest debt is in itself a substantial investment-hence the standard advice that if you have money in savings you should use it to pay down expensive credit-card balances, which cost more in interest than your savings earns.

  • Assessing Your Risk Tolerance

    Perhaps the biggest risk of investing is not investing at all. Before you are ready to enter the market, you must first define the type of investor you are by looking at your goals and the risks you are willing to take to achieve them.

  • Minimize Investment Risk

    There is a simple and effective investment strategy out there, and it's called dollar cost averaging. It works all by itself and helps you to manage the risk of investing.

  • Certificates of Deposit - A Low Risk And Safe Investment

    Make sure your excess money is earning as high a rate of return as possible. Certificates of Deposit offer you a low risk and safe way to improve your investment earnings.

  • Where Should You Put Your Money?

    Even a small nest egg should be divided among several investment options - understand what this means to you.

  • Is An Annuity Right For You?

    Do you know how an annuity works? Understanding how they work is the first step in deciding if they are right for you.

  • Money Market Accounts

    IA money market account you buy from a bank is different from a money market mutual fund you buy from a broker. Make sure you know the difference!

  • 9 Unusual Ways to Build Your Own Nest Egg

    Maybe you'd love to travel the world. Maybe you'd like to focus on a favorite hobby. Or maybe you're eager to move closer to your grandchildren. No matter what your retirement goals, chances are, there's a certain way you've always imagined spending your golden years. But, according to a recent study, most U.S. pre-retirees don't have the nest eggs they need to fund the retirement lifestyles they expect.

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