Billions of dollars are spent in the U.S. each year on exercise equipment, dietary supplements, weight loss products and diet programs. With all that money, being spent, you'd think that money is a pre-requisite for getting in shape. But considering a recent study by the American Medical Association indicates 64% of all adults are overweight, all that money is seemingly spent in vain. In actuality, getting fit doesn't have to cost a lot of money. You can accomplish your goals simply by becoming more active and adopting healthier eating habits � and it shouldn't cost you more than a sturdy pair of walking shoes. We've put together some suggestions on ways to get active without putting a strain on your budget.
In order to lose weight you need to expend more calories than you take in. This doesn't mean you have to join an expensive health club, it just means that you need to find more ways to get active. In fact, you stand a greater chance of success if you change your lifestyle to a more active one instead of just trying to adopt a new exercise regimen. Some ways to expend more calories in your daily routine could be:
If you are ready for something a little more strenuous, there are activities that will burn more calories and tone muscle and still not cost a lot of money, such as:
If you do decide to take up an activity that requires basic equipment, hopefully, it's just a matter of dusting off something you already own, but haven't used in a while. If you do have to purchase equipment, except for shoes, consider buying it used. Unfortunately, many people begin exercise programs with the best of intentions, but inevitably don't follow through. This means that there is a surplus of high quality, barely used exercise equipment out there that a lot of people will be willing to part with for pennies on the dollar. Good sources for this equipment are:
Whatever you do, don't skimp on the necessary, proper fitting equipment which could put you at risk of injury and grind your new exercise routine to a halt before it even gets off the ground.
In conjunction with more activity, adopting a healthier lifestyle should include adopting healthier eating habits. Depending on how you choose to go about this, you could spend more than you currently do - by purchasing supplements and pre-packaged "diet program foods", or you could opt to spend less than you probably do now - by making good decisions on your grocery purchases and watching your portion sizes.
One way to save money and monitor your food intake is to avoid eating out. Eat as many meals at home where you can control the portions and ingredients, and pack a lunch to bring to work. Portion sizes at most restaurants have gotten out of control and you may even notice that plates have gotten larger over the years. In fast food restaurants they place value on the larger portion sizes and advertise how much of a bargain you get by spending a few cents more for their "giant size fries". If you must eat out, at upscale restaurants ask for them to split half of the entr�e in a to-go container before you're served, and at fast food restaurants stick to the normal size servings. This way, in either situation, you can avoid the temptation to overeat.
As a general rule, keep empty calories to a minimum. This would mean cutting down on or eliminating things like sodas, chips, candy, and alcohol. They are all high in calories and have little to no nutritional value. Instead, opt for less calorie dense foods, like fruits, vegetables, and whole grains. These are all lower in calories, high in nutrients, and will make you feel satisfied with fewer calories because of the higher fiber content. The upside is that you will also save money by eliminating the empty calories.
A healthier lifestyle doesn't have to be expensive. If you take the right approach and take this opportunity to eliminate any bad habits like smoking, drinking, snacks, sodas, fast food, desserts etc., you may just find that you are saving money. Ultimately, any money you spend on a healthier lifestyle will come back to you tenfold in health, fitness benefits, less stress, fewer sick days at work, more energy, and better quality of life. But even on a tight budget, just moving more and eating sensibly should get you started on the right track.
Are you in charge of your spending or is your spending in charge of you? Learn how to manage your expenses and meet your financial goals.
By now, you’ve probably broken a New Year’s resolution, or two, or three. But there’s one resolution you can’t afford to break and that’s getting out of debt. You’re on the right path to success being on a debt relief plan, but this is no time to let your guard down. Toward that end, here are 9 tips to help you keep your commitment this year.
Following are five ways to save on your garden: 1) Grow from cuttings. Instead of spending at the nursery, use cuttings from your current plants to grow more greenery. 2) Skip the weed killer. Chemical killers can get pricey. Use a spray bottle of vinegar to kill unwanted grass and weeds, and even keep ants away. 3) Check online. From fertilizer to lawnmowers, try craigslist.org before shelling out big bucks. 4) Visit the dump. Large garden pots cost a fortune; old bathtubs don’t. Try your local dump for creative containers. 5) Reuse, recycle. Old panty hose legs make great ties for tomato plants—they even stretch a little to let your plants breath.
Following are five ways to slash your heating bill: 1) Insulate! If you have any unheated spaces in your home, insulate above them (i.e., the ceiling of your basement, or the rafters of your attic). 2) Adjust the thermostat. Even lowering the temperature by a single degree can save 10% on your energy use. 3) Harness the sun. Unless your windows are really drafty, leave blinds open during the day. The sun’s natural heat will make a noticeable difference in the room. 4) Reverse your blades. Reverse the blades on your ceiling fan when the temperature drops. It will push the warm air down into the room. 5) Bundle up. Put on an extra sweater (or two). Fill a hot water bottle and you’ll stay cozy without spending more cash.
Following are five ways to save on your cell phone plan: 1) Review your usage. Are you chatting at night? During the day? On the weekend? Track when and whom you’re calling and find a plan to suit those habits. 2) Bundle your options. If you’re big on texting (20% of us average 10+ texts per day), don’t pay for each message. Make sure texts are included in your rate. 3) Consider a prepaid plan. This is a worthwhile option if you use fewer than 200 minutes per month. 4) Skip the insurance. It’s just not worth it: Insurance can run you $8 per month and you’ll still be responsible for a deductible (usually $50). 5) Track your international calls. If you often call overseas, investigate carriers that specialize in international plans. You’ll save tons over domestic carriers.
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