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Summer is here and with it comes lots of sun and relentless heat. It's only natural to want to stay as cool as possible, but unfortunately, one of the most expensive systems to run in a home is air-conditioning. With a little bit of planning, you can reduce your dependence on air conditioning or at least limit how much you use it and in turn limit the amount you pay for electricity. To help you get started, we've put together some inexpensive ways to keep cool when the temperature rises.
The first thing to try to fight the summer heat is ideas that won't cost a cent. Here are some things you can try to stay cool naturally.
Not all strategies for keeping cool come without cost. Sometimes a modest investment can pay big dividends when it comes to preventing big energy bills. Air circulation is important to maintaining a comfortable indoor temperature without depending on air conditioning.
If you use air conditioning and can't imagine getting by without it, you are going to pay dearly for electricity, but there are still ways to keep your costs from sky-rocketing.
One sensible purchase you can make to help cut down on your cooling costs is a programmable thermostat. A programmable thermostat allows you to automatically adjust the temperature of your home while you are out of the house and adjust to a cooler temperature before you arrive home. It can also be set to a higher temperature while you are asleep and lower when you wake up.
If you are purchasing a cooling system, whether it is whole house or a window unit, look for one that is "Energy Star" rated (get more information at http://www.energystar.gov/) Look for a high Seasonal Energy Efficiency Ratio (SEER). The current minimum is 13 SEER for central air conditioners. ENERGY STAR models are 13 SEER or more.
Purchasing compact fluorescent lamps (CFLs) can save you money in several ways. They are more expensive initially, but use about one-third the electricity, produce one-third the heat and last about 10 times longer than incandescent light bulbs- so you save money during the life of the lamp and stay cooler.
Try some of these ideas the next time you find yourself breaking a sweat and hopefully you'll be able to keep your cool the next time your utility bill arrives in the mailbox.
Do you know how much of your income should be spent on things such as housing and food? Creating and maintaining a budget is easier if you apply some basic guidelines.
Ever wonder where your hard-earned money goes each month? You can find out by simply organizing your finances through a budget.
Managing your finances is never easy-just ask any of the millions of Americans who struggle on a daily basis to live within their means. The key to successful financial management is effective budgeting. Unfortunately, creating a budget and sticking to it can be extremely difficult-but it is doable. Read on for 101 ways you can reduce your budget (and your stress) with a little planning, patience and practicality. So, are you ready to take control of your financial future?
Are you in charge of your spending or is your spending in charge of you? Learn how to manage your expenses and meet your financial goals.
By now, you’ve probably broken a New Year’s resolution, or two, or three. But there’s one resolution you can’t afford to break and that’s getting out of debt. You’re on the right path to success being on a debt relief plan, but this is no time to let your guard down. Toward that end, here are 9 tips to help you keep your commitment this year.
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