Currently, U.S. households owe an astounding $2.3 trillion in non-real estate debt, driving increasing numbers of Americans to turn to experts for help.
When you’re working to avoid building or adding to credit card debt, the smart choice has been to use cash or a debit card instead. A growing number of financial institutions, however, are starting to charge fees when you use your debit card to make a purchase, making it a bit more challenging to live a “cash only” lifestyle.
What's the best credit card deal? Is a lower rate worth the annual fee? Which is better: flight miles, rebate points or low rate? Consider all of these features when selecting the best credit card for you.
The cost of credit is not as easy as simply knowing the interest rate. Learn how to calculate the APR to make good credit decisions.
Does the credit card industry profit mostly from interest rates? Yes. But wait, there's more...
Are you only paying the minimum payment each month? If you increased your payment amount every month by as little as $10, you could pay down your debt much faster.
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