5 million people helped and counting  >  Call 1-888-888-CARE or Get Started Now
"CareOne has allowed me to consolidate my debt into one easy payment and save about $300 a month."Michele K., North Ridgeville, OHCareOne Customer

Debt Settlement

Debt Settlement is an attractive alternative to bankruptcy for those who want to pay back at least a portion of their debt, but cannot afford the Debt Management Plan payment, and have stopped paying their unsecured creditors. With Debt Settlement, you make monthly deposits to a Settlement deposit account in an amount you can afford. You do not make monthly payments to your creditors, and your provider works to negotiate with your creditors for a less-than-full repayment. When settlements are reached with creditors, settlement payments are paid from the Settlement deposit account. There are definitely pros and cons to using Debt Settlement to pay off your debt. Learn about this more using the links below.

What is Debt Settlement?

Discover how Debt Settlement works, and why it is a powerful tool for eliminating debt.

Learn More

What are the Pros and Cons of Debt Settlement?

Debt Settlement can be the right solution for many people. Is it right for you?

Learn More

How do I Choose a Settlement Provider?

There are plenty of things to consider when you're trying to find a reputable Debt Settlement provider. We'll give you some guidelines here.

Learn More

Review the Debt Consolidation Provider Checklist

Use our Debt Consolidation Provider Checklist to compare the CareOneSM service with other services.

Learn More

Debt Help - CareOne Debt Relief Services
Offering CareOne Debt Relief Services: