What Kind of Spender Are You?

It’s not always that easy to see your own habits or attitudes that may be holding you back. We’ve put together this test to provide some insight into the kind of spender you are. Answer each question as honestly and quickly as you can, without giving anything too much consideration.

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1. You’re out to dinner with some friends and have cash with you, but no plastic. After a while, you notice that everyone has finished their drinks and might want another.

2. Given an option when purchasing something, you’d rather:

3. The following choice appropriately sums up your knowledge of budgets:

4. What happens most often when you are shopping online or at the mall?

5. In general, spending money makes you feel:

6. If you feel down, lonely or bored, do you tend to go shopping?

7. When you take out your credit card, the first thing that comes to mind is:

8. You’ve just received your Christmas bonus. What will you do with it?

9. Since your friend’s birthday is coming up, you:

10. You land on the Home Shopping Network while channel surfing. Your response: