Saving

Investing and Interest Rates


Since most folks should be saving for large purchases, a rainy day, or their retirement, let’s look at some aspects of interest rates as they affect investments.An interest rate can also apply to money that’s paid to you for purchasing a bond or making some other interest-paying investment, such as a savings or money market account. In this case, the tables have turned and you’ve become the lender.   Read More...

Savings Account Options


Once you have set your savings goal, the next step is researching your savings account options to figure out which one is right for you. Much like credit cards, savings accounts rely heavily on how high the interest rate is. But in the case of savings accounts, interest rates are your friends rather than your foes. Make sure to research accounts that will garner you the highest interest rate in order to collect the most money in the long run. Note how much the fees are associated with these higher interest rates and decide on the perfect account.   Read More...

How to Find Online Savings (and Earn Money Too)


The internet has completely changed the way we spend money. Nowadays, you can compare prices with the click of a mouse and you don't have to worry about if you could have saved money elsewhere. In addition to putting a little pocket change back in your wallet, the internet is also one of the best resources to make a little money, too.   Read More...

Goal Setting for Saving Money


Whether you're saving for college or the future, it's always best to set your savings goal.   Read More...

Bartering Makes a Comeback


Sometimes being broke calls for a little ingenuity. If you are plucky and smart, you can employ a little planning and persistence to get the things you want without blowing your budget. And if you have any special skills or a lot of stuff lying around to trade for things you really need then you're well on your way to becoming a bartering champion.   Read More...

Ways to Save on College TextBooks and School Supplies


As if saving for college wasn't hard enough, you'll spend a fortune buying books and supplies each semester. It doesn't help that buying books ain't that much fun. Here are some easy tips on how to save money when purchasing your books.   Read More...

Saving on Grocery Shopping


Now that you've decided to set a monthly budget to meet your savings goal, one of the ways you can easily cut back on expenses is to shop smart at the grocery store. It's no shock that food prices are rising at least 6% every year, so here are some tips to help you save money when you're purchasing the most essential of expenses: food.   Read More...

Money Saving Tips for Everyday Expenses


After you've decided to start saving by setting a realistic goal and making a budget, the next step in succeeding in your money-saving endeavor is to come up with ways to save money here and there. Here are some penny pinching tips to help you on your journey to purchasing your dream vacation or home.   Read More...

Making Your First Financial Investment


Once you start saving and planning for the future, investing might become a great option for you. It has never been easier for beginners to start investing. With tons of online investing options, you're just clicks away from building your portfolio.   Read More...

Smart Checking Account and Savings Account Creation


A checking account will definitely be important when you need to start paying for bills, which I hope for your sake is later rather than sooner because paying bills sucks. What should you look for in opening your first account and what is the difference between checking and savings accounts?   Read More...


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