Every year, we as Americans seem to dread tax season. Everyone seems to find some difficulties with filing our income taxes, and with good reason. That stuff is confusing!

There is potential for silver lining though: the glimmer of hope that we’ll receive a refund! But however exciting as this pseudo-free money may be, it’s important to use our tax refunds in a prudent manner. By making a financially literate decision, your tax refund can continue to give for years to come.

The January 20 inauguration of Barack Obama into the presidential office should set into motion a series of initiatives focused on making college a great deal easier to pay for than it was before. It’s Obama’s understanding that “America’s workforce must be more innovative and productive than our competitors,” and what better way to ensure that happening than by sending our youth to college?