A Fresh Perspective on Finances for Young Consumers and College Students
Become a member
“I wish I had known how difficult it’d be to get a job after college. At this point without savings you’re really relying on your parents.” – Julian, 2009 grad
Our Knowledge and Tools, Your Financial Freedom.
By Reggie on 11/17/2009 1:33 PM
Hey everybody! DFU is hitting the road this week, heading out to lovely Scottsdale, Arizona, for this year’s annual AFCPE Conference. If you’re heading there we’d love to get the chance to talk with you. Just send Ace an email at Ace@debtfreeu.org or hit us up on Twitter (@debtfreeu). While there, DFU team members Ace Elliott and Tina Weatherbee will be busy promoting the some of our newest and most useful features, most specifically the release of our customizable calculator widgets and our new partner listings. They’ll also have some great information about the soon-to-be-released Partners websites, fully customizable financial websites your schools can use and make your own.
Read More »
By Reggie on 11/17/2009 9:22 AM
Students planning on getting credit cards in the next few months: make sure that you’re paying close attention to the fine print on credit card offers these days. It will be in your best interest. With the Credit CARD Act going into place in February of next year, the vast majority of credit providers are fitting a wide variety of unexpected conditions and hidden fees into their fine prints and operating procedures. Here are three changes you should expect to see in the coming months as companies prepare for their pending restrictions.
Students planning on getting credit cards in the next few months: make sure that you’re paying close attention to the fine print on credit card offers these days. It will be in your best interest.
By Reggie on 11/11/2009 4:54 PM
Got plans to head home for the holiday season? Here’s some good news: you won’t need to pay anything for wi-fi access during those inevitably long layovers. Google announced Tuesday that they’ll pick up the tab on airport-based internet usage in 47 different American airports between now and January 15, 2010. Basically every major American airport is covered under the plan.
Got plans to head home for the holiday season? Here’s some good news: you won’t need to pay anything for wi-fi access during those inevitably long layovers.
By The UNT Student Money Management Center on 11/4/2009 3:51 PM
The phrase “knowledge is power” has become more and more common in today’s society. But knowledge is only power if you know how to use it. A surprising number of students have been kept in the dark about financial issues and challenges because families often want to protect students by not taking the time to teach them how to handle money more responsibly. At the UNT Student Money Management Center, we strive to be a student-centered resource teaching University of North Texas students that financial independence begins with financial responsibility.
By Taylor on 11/3/2009 10:25 AM
The Chronicle of Higher Education just released its 2007-08 list of the highest paid private college presidents. Both private and public colleges increased the pay of their presidents during that year, however the new report shows that private college presidents are outearning their public colleagues by quite a bit. While only 1 public college president broke the million dollar mark in annual earnings, 23 private college presidents managed to do the same.
By Taylor on 10/29/2009 3:27 PM
Putting together a Halloween costume in general is a testament to your creativity. However, on the one night where anything goes, many people take the easy, often more expensive, route. They choose the store-bought cliché costumes that are packaged up with everything you need and don’t require much thought to put together.
By Reggie on 10/26/2009 11:36 AM
Nothing says “college is a really serious investment that often leaves people in just-as-serious financial debt” quite like a page filled with maps and graphs, right? Kiplinger handles the dose of reality this round in releasing their “Student Debt vs. Average Income” map, an extremely comprehensive detailing of where the best values lie, which states are graduating the most students in debt, and which schools run up the highest tuition bills.
By Reggie on 10/22/2009 12:09 PM
Well, the news is in, and tuition prices are up. The most recent report out of the College Board announced that the average tuition at four-year public colleges in the U.S. rose $429 to $7,020, a 6.5% increase of last year’s numbers. Private colleges experienced a similar incline, as tuitions across the country rose 4.4% to $26,273. Including room and board, the price tag associated with public schools jumps to $15,213. Private schools face an average cost of $35,636 when you factor in the costs associated with college life outside of the classroom.
By Taylor on 10/19/2009 3:25 PM
As Time Magazine points out in this week’s issue, women have had a huge impact on the economy and our buying power has grown greater than it’s ever been before. However, we’re also bombarded by more things to buy with that money than ever before. In actuality it doesn’t matter if you’re a guy or girl. The problem of overwhelming product selection for everything from brand names to generics has been stalled a bit by the recession, but it’s still a problem. During the “Don’t Go Over in October” challenge I’ve been able to curb my spending by simply not putting myself in a situation where I’ll be spending. But when it came time to buy birthday presents last week, I wasn’t sure if I’d get through it without a becoming victim to an impulsive buy or two.
In actuality it doesn’t matter if you’re a guy or girl. The problem of overwhelming product selection for everything from brand names to generics has been stalled a bit by the recession, but it’s still a problem. During the “Don’t Go Over in October” challenge I’ve been able to curb my spending by simply not putting myself in a situation where I’ll be spending. But when it came time to buy birthday presents last week, I wasn’t sure if I’d get through it without a becoming victim to an impulsive buy or two.
By Reggie on 10/15/2009 1:24 PM
Here’s some pretty sweet news out of greenreportcard.org: this year’s Sustainability grades are in, and schools are becoming greener. And while it’s no surprise that college campuses are leading the charge to go green, it is somewhat of a shocker that schools are fairing so well in this department, considering going green costs more money in the short-run and many schools around the country are facing terrible investment losses.
DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your own financial advisor.
Get Custom Student Calculators for Your School’s Website!
Put free, multifunctional calculators on your site in just a few easy steps.
Need a financial literacy website but don’t have the resources?
As a Debt Free U Partner you can take our site and customize it with your school colors and logos - for free!
No Cost, No IT Expertise, and No Web Hosting Required
"Our students found Debt Free U to be a valuable resource. We're excited about our center’s collaborative efforts with Debt Free U aimed at strengthening the financial literacy skills of our students" -Paul F. Goebel, Director of UNT's Student Money Management Center
Find Debt Free U at this year’s AFCPE Conference!
November 18-20, 2009 Scottsdale, Arizona
Who or what is the primary source of your college funding?
