Debt Consolidation

If you have mounting debt that is becoming unmanageable it’s time to consider your debt consolidation options. The providers of CareOne Credit Counseling Services offer a number of solutions to help you better manage your finances for debt freedom. We understand that each person’s financial situation is unique. That’s why we work on a one-on-one basis to create a debt management solution specifically for you.

Debt Consolidation is the act of combining various debts into one, single debt. The purpose of debt consolidation is not only to simplify your repayments but also to lower the overall monthly payments so your debt can be paid off quicker. If you have unsecured debt with high interest rates, such as credit card bills, store cards, or personal loans there are many benefits to be had through debt consolidation.

As part of your debt consolidation plan your credit counselor will negotiate with your creditors on your behalf to reduce your interest rates and get fees waived to make your debt more manageable. Our counselors are experienced in working with creditors, and our solid reputation as a credit counseling agency provides creditors with an added sense of security that translates into better benefits for you.

There are two methods of debt consolidation offered by CareOne providers to help you realize debt freedom quicker and easier. Clients can choose from either a debt management plan or a debt settlement plan. Both will combine your debts into one lowered monthly payment however they differ in terms of how your debt is reduced.

However, for those who are facing bankruptcy and can’t pay their debt in full, using a debt settlement plan to settle their accounts for a portion of the amount owed could be the best decision.

If you would like to learn more about debt management plans and debt settlement plans available through CareOne providers please take a brief moment to provide us with your information. We’ll send you information on how much you can save using these plans as well as our Surviving Debt Guide completely free of cost with absolutely no commitment.

First Name:

Last Name:

E-mail Address:
We take your privacy seriously

Phone Number:

- -

Zip Code:
(US Zip Codes only)

Number of unsecured debt*:

Total amount of
unsecured debt*:

Yes, please send me my Surviving Debt Guide and information about getting out of debt.

*Unsecured debts are debts such as credit cards, personal loans, lines of credit, store cards, and medical bills that are not secured by collateral. Mortgages and car loans are not considered unsecured debt.

As featured in:

It's Easy. Sign-up online or by phone.

It's Secure. State of the art technology.

It's Proven. Over 4.5 million helped.

It's Accessible. 24/7 account access.

	Credit Counseling Agencies proudly providing the CareOne service:					Affiliates \| Privacy & Security \| Site Map