Frugal
& Festive!

Check out the
Diva's holiday guide, packed with tips to help you make this festive season merry, bright,
and on budget.
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Debt Diva Holiday Guides

During the holidays it's important to remember your budget, stay focused on paying down debt, and maintain your savings. The season can be overwhelming, and it's easy to forget the things that can help you reach financial success. The Debt Diva's Holiday Guides are full of ways to have a frugal and festive season. Remember, gift giving isn't the only budget breaker. Think about all the things you'll need to set aside money for this year, from cards to decorations. Download planning pages below on budgeting, holiday menus and grocery shopping, Black Friday shopping and gift tracking. You'll need the latest version of Adobe Acrobat Reader to view the files.

Frugal and Festive Holiday Guide: Check out the Diva's holiday budgeting tips. She covers shopping, decorations, food, holiday entertainment, wrapping supplies and more. This guide includes great gift ideas, and holiday recipes, too.

Holiday Budget Planner: This worksheet helps you set a gift budget – including target and maximum prices – for each person on your list. Planning ahead helps you stick to your budget as you shop.

Holiday Menu Planner: Starting with an estimated budget for the entire meal, the Diva helps you track expenses from the main dish to the tasty deserts.

Holiday Grocery List: Now that you've planned your menu, use the Diva's grocery planner to stay organized and get the most out of your food budget as your shop the holiday sales.

Your "Black Friday" Shopping Plan: The ultimate way to plan for the busiest shopping day of the year. The Debt Diva helps you organize the day store by store to find the perfect gifts at the best prices.

Gift Tracker: Keep track of those gifts you purchased all year long. Make sure you know where to bring them out of hiding when it's time to wrap them up.