Debt Diva Holiday Guides
This holiday season it’s important to remember your budget, stay focused on paying down debt and to maintain your savings. It can be easy to be overwhelmed during the holidays and forget all the things you’ve learned to do in order to be successful in your personal finances. The Debt Diva has great advice to have a frugal and festive season with friends and family in her Holiday Guide. Remember, gift giving isn’t the only budget breaker. Think about all the areas where you will need to set aside money this year, from cards to decorations. Download planning pages below on budgeting, holiday menus and grocery shopping, Black Friday shopping and gift tracking.
 |
Frugal and Festive Holiday Guide:
The Debt Diva has tons of great ideas and tips on budgeting for shopping, decorations, food, holiday entertainment and even wrapping supplies. The Diva has even created a long list of great frugal and festive gift ideas, including some recipes.
|
 |
Holiday Budget Planner:
This worksheet helps you set a gift budget – including target and maximum prices – for each person on your list. Planning ahead helps you stick to your budget as you shop.
|
 |
Holiday Menu Planner:
Starting with an estimated budget for the entire meal, the Diva helps you track expenses from the main dish to the tasty deserts.
|
 |
Holiday Grocery List:
Once you have your menu planned it’s time to shop for all the necessary ingredients for on your list. The Diva’s grocery planner will help you stay organized to get the most out of your food budget as your shop the holiday sales.
|
 |
Your “Black Friday” Shopping Plan:
The ultimate way to plan for the busiest shopping day of the year. The Debt Diva helps you organize the day store by store to find the perfect gifts at the best prices.
|
 |
Gift Tracker:
Keep track of those gifts you purchased all year long. Make sure you know where to bring them out of hiding when it's time to wrap them up.
|
Fashionably Frugal Lifestyle
 |
The Debt Diva's Pet Guide:
Pets bring love and companionship to our lives, but their expenses can put you in the
financial doghouse if you're not careful. My Frugal and Fabulous Pet Guide offers
simple steps for saving money on everyday pet expenses that won't break the bank.
|
 |
Frugal Fitness Guide:
Who says you need an expensive gym membership to get in great shape? My Frugal Fitness Guide can help you turn your living room into an at-home gym. You can also learn smart ways to buy the right foods to stay healthy without spending a fortune.
|
Financial Fitness Pocket Guides
 |
The Debt Diva’s Financial Guide:
The Debt Diva’s Financial Guide: My free, Financial Guide offers you the resources to take control of your financial future by setting attainable financial goals and creating a budget that fulfills your needs. In this guide, you’ll find valuable advice on how you can reduce everyday expenses, pay off your debt and build a nice nest egg in the process!
|
 |
Budget Planning:
Organize your spending, budget your bills and track where your money is going each month using The Debt Diva’s budget worksheets. These simple worksheets will help you track the three common expense categories in a household budget: fixed expenses, which are usually consistent; variable expenses, which can increase or decrease from month to month; and flexible or discretionary expenses, which occur only once or twice a year and vary...
|