Fabulous and Frugal Guides
In these tough economic times, it’s more critical than ever to have a budget and live within your means, pay down debt and start a savings cushion. When you follow all three steps, you’re in control of your finances and can make smart decisions about how you spend.
To help you find frugal ways to live a fabulous life while you are living on a budget, I’m creating this series of Debt Diva Guides filled with tips and advice. You can download the Guides right here, absolutely free. You'll need the latest version of
Adobe Acrobat Reader to view the files.
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The Debt Diva's Pet Guide:
Pets bring love and companionship to our lives, but their expenses can put you in the
financial doghouse if you're not careful. My Frugal and Fabulous Pet Guide offers
simple steps for saving money on everyday pet expenses that won't break the bank.
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Frugal Fitness Guide:
Who says you need an expensive gym membership to get in great shape? My Frugal Fitness Guide can help you turn your living room into an at-home gym. You can also learn smart ways to buy the right foods to stay healthy without spending a fortune.
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The Debt Diva’s Financial Guide:
The Debt Diva’s Financial Guide: My free, Financial Guide offers you the resources to take control of your financial future by setting attainable financial goals and creating a budget that fulfills your needs. In this guide, you’ll find valuable advice on how you can reduce everyday expenses, pay off your debt and build a nice nest egg in the process!
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Budget Planning:
Organize your spending, budget your bills and track where your money is going each month using The Debt Diva’s budget worksheets. These simple worksheets will help you track the three common expense categories in a household budget: fixed expenses, which are usually consistent; variable expenses, which can increase or decrease from month to month; and flexible or discretionary expenses, which occur only once or twice a year and vary...
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