Every day, thousands of people reach out to us for help with managing their debts. For years, we have been able to help consumers repay their credit cards and other unsecured debts at a monthly payment that works within their budget. It all begins with a thorough assessment of your situation to determine which solution works best for you. You will also benefit from on-going support with money management education and a wealth of resources at your fingertips to help you build a sound financial future.

The following providers offer the CareOneSM brand of debt relief services and have met stringent standards for quality, education and compassion:

CareOne Services, Inc.

8930 Stanford Boulevard
Columbia, MD 21045-6971
1-888-888-CARE
www.careonecredit.com

Member of ACCPros.

CareOne Services, Inc. Officers

View the CareOne Services, Inc. Privacy Policy.

Mississippi Licensed Debt Management Service Provider. Licensed by the Vermont Department of Banking, Insurance, Securities and Health Care Administration. Oregon license number DM-80005. Our debt settlement fee structure in Utah is an activation fee of $100 to $400 depending on the amount of debt at time of enrollment, a monthly service fee of $50, and a success fee of 30% of the amount saved on each settlement. The total fees will never exceed 18% of the amount of the debt included on a plan at the time of enrollment. NOT A LOAN COMPANY. We do not lend money.

The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CareOne Services, Inc., license number 14-65 at 500 N. Calvert Street, Suite 402, Baltimore, MD 21202, phone 1-888-784-0136.


CareOne Services of California, Inc.

8880 Rio San Diego Drive, Suite 800,
San Diego, CA 92108
1-800-227-3123
www.careonecredit.com

View the CareOne Services of California, Inc. Privacy Policy.

Consumer Education Services, Inc.

3700 Barrett Drive
Raleigh, NC 27609-7248
1-888-419-2374
www.cesidebtsolutions.org

Member of AICCCA.

CESI also administers Clarion Credit Management and Debt Management Group accounts.

View the Consumer Education Services, Inc. (CESI) Privacy Policy.

Mississippi Licensed Debt Management Service Provider. Licensed by the New York Department of Banking. Licensed by the Vermont Department of Banking, Insurance, Securities and Health Care Administration. Oregon license number DM-80057. NOT A LOAN COMPANY. We do not lend money.

The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Education Services, Inc., license number 14-24 at 500 N. Calvert Street, Suite 402, Baltimore, MD 21202, phone 1-888-784-0136.



The following national law firm offers legal services to consumers, including negotiation of clients’ debts, and is supported by CareOneSM technology:

Persels & Associates, LLC

Persels & Associates, LLP (in Michigan and California)

29 West Susquehanna Avenue
Suite 600
Towson, MD 21204
1-866-939-PALAW (7252)

View the Persels & Associates Privacy Policy.

Persels & Associates is a full service national law firm with lawyers in all 50 states and DC. P&A attorneys have many years of practice experience assisting clients who are having trouble managing their debts and are well versed in debt issues. P&A represents its clients in the negotiation of their debts, and provides litigation support, bankruptcy counseling and many other legal services. CareOne Services, Inc., provides administrative, technology and paralegal services to Persels & Associates.

Parts of this website are advertisements for Persels & Associates. Jim Persels is the attorney responsible for these advertisements.

Free background material is available on each Persels & Associates lawyer by contacting the address listed above. The choice of a lawyer is an important decision and should not be based solely upon advertisements. Persels & Associates is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.

Like many large organizations, Persels & Associates is self-insured and does not carry professional liability insurance.

The information provided on this website is not intended to be legal advice. Please contact an attorney for legal advice.
The debt management plan or settlement plan may adversely affect your credit profile and make it harder for you to obtain credit. It is also important to note that non-payment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation.
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