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Who we are
"We consider the CareOne coaches as our partners helping us with our situation."Brandon A., Omaha, NECareOne Customer

Who We Are

We are the providers of CareOne Debt Relief Services. We are different because we have been where you are and know what being in debt feels like. We also know what it takes to get out of debt and will work with you to face this challenge head-on. At CareOne, we believe that everyone deserves a second chance.

We've Helped Over 5 Million People Find a Better Way Out of Debt.

There's a reason over 5 million people have turned to the providers of CareOne Debt Relief Services for help with their debt. It's because we understand what you're going through. Many of us were once in debt ourselves, and found our way out. Over 20 years ago, our founder, Bernie Dancel, found himself in debt. He didn't know where to turn, and received a lot of bad advice, which caused him to declare bankruptcy. Bernie created the CareOne brand as a way to help others facing similar financial challenges, by offering a variety of programs that allow customers to pay off their debt in a reasonable amount of time. We work hard to build a partnership with our customers based on mutual respect, and to help them learn how to manage their money and create a secure financial future. We invite you to explore our robust community and connect with others facing similar life challenges, as well as spend some time reviewing our various resource guides that will provide you with a wealth of information as to your debt relief options. Or, enroll in one of our debt relief plans by either calling us at 1-888-888-CARE or clicking here to enroll entirely online.

The CareOne Promise is our Money Back Guarantee.

We offer a simple 100% Satisfaction Guarantee.

We're so confident that you will be pleased with our services that we back it up with a 6-month 100% money back guarantee on the services, support, and benefits you receive. No questions asked.

Learn More About The CareOne Promise

Our Certified Credit Counselors Offer Honest Advice as to Your Options.

Because many of our Certified Credit Counselors have been in your shoes, we are able to use our experiences in getting out of debt to help you on your journey. Not only can you count on CareOne team members to offer their expertise in debt management, you can also expect to find customer-focused, empathetic, and compassionate coaches online or over the phone. Our counselors know what it feels like to be in debt, and are committed to helping you find your way out.

Our Relationships with over 207,000 Creditors Make it Easier for You to Obtain Benefits.

If one of our repayment plans is right for you, we'll work directly with your creditors to obtain benefits such as a reduction in interest rates and the elimination of late fees. In fact, our industry experience has allowed us to build relationships with over 207,000 creditors. We know firsthand the feeling of relief that comes when the collection calls stop, and use our creditor relationships to help you secure benefits as quickly as possible.

Our Advanced Technology Ensures Reliable Service.

We invest in cutting-edge technology, so that you feel confident in our ability to reliably process your creditor payments each month. In 2012 alone, CareOne providers processed nearly 8 million customer payments to their creditors. Even more, through CareOne repayment plans, our customers were able to pay down their debt by $806 million in 2012.

We've been where you are and are here to help. You don't have to go through this alone. Please call us at 1-888-888-CARE or click below to begin your journey to becoming debt-free.

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Quizzes and Polls

What's your debt IQ? Take one of our quizzes and find out how much you know about financial fitness.

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Success Stories

"We now have a plan to get out of debt. Before, we were headed for bankruptcy for sure. But after we signed up for CareOne's plan, we knew where we were going."

- Joseph T., Smithfield, UT

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  • Reduce interest charges
  • Lower your monthly payments
  • Consolidate your debts into one easy payment

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Debt Relief Plans

Explore our plans and services, and find the one that's right for you.

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Debt Help - CareOne Debt Relief Services
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