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Local Phone Service – Frequently Asked QuestionsEverything you ever wanted to know about local
phone service. How can smaller companies resell local telephone service?Due to the Telecommunications
Act of 1996, smaller companies are allowed to purchase service
from other larger phone service providers at a wholesale price and
sell it to you at a discount. These smaller telephone service
providers are also called Local Exchange Carriers (LECs). The larger
telecommunications companies discount the phone service to the LECs
because the resellers handle the sales, customer service, and
billing. What is local toll calling, and how is it billed?Local toll refers to calls that are too far from your
home to be considered local, but not far enough to be long distance.
Usually, your local phone company bills these calls on a per-minute
basis. In most parts of the country, however, you can now choose to
have a different service provider just for your local toll calling.
For advice on choosing local toll phone service, read Switching
Local Toll and Long Distance Carriers. What is Caller ID?Caller ID lets you know who's calling even before you
pick up the phone. This service allows you to see the date, time, and
phone number (and sometimes name) of direct-dialed local and
long-distance calls before you answer the telephone. Caller ID
reveals this information in a display window on your phone or on a
unit that attaches to your telephone. The memory in the display unit
is programmed to store the number, as well as the date and time of
the call. This way, if you're not home or don't want to answer the
phone, the stored numbers will permit you to see who has called.
However, if the calling party's number is blocked, their number will
not be displayed or stored by the Caller ID device. What is complete call blocking?Complete blocking keeps your number from being
identified on the receiving end of your outbound calls. If the person
you call has Caller ID, your number will show as Anonymous or
Unavailable. The called party may decide not to answer your call if
they do not know who is calling. If the called party has anonymous
call rejection on their line, your call will not go through. You can
reveal your number on a per-call basis by dialing *82 before you dial
a number. What is selective call blocking?With Selective Blocking, your number is revealed on
all outbound calls. You can, however, block your number on a per-call
basis by dialing *67 before placing your call. If you call mostly
friends and relatives, but occasionally want your number to be
blocked, this may be the best choice for you. What is Anonymous Call Rejection (ACR)?Anonymous Call Rejection (ACR) will automatically
stop incoming calls from anonymous callers who have blocked their
numbers. Callers will hear a message stating that the party they are
calling does not accept anonymous calls. If I subscribe to ACR, can I ever receive an anonymous call?Yes. ACR allows the flexibility to turn the ACR
service on or off by dialing a code. The code is available upon
subscription to the service. What if I call from a telephone that has a non-published or
unlisted number? Will the number still appear on the Caller ID
display?Yes, it will. Callers not wanting to reveal
unpublished numbers must activate selective blocking to conceal the
unlisted phone number. If I don't block, will telemarketers be able to get my telephone
number using Caller ID?No. Telemarketers don't get their calling lists
through Caller ID – they buy them from various sources. For
more information on removing you phone number from telemarketing call
lists, read the U.S. Federal Trade Commission consumer alert Where
To Go To Just Say No. Furthermore, most customers do not call
telemarketers directly. What is Call Forwarding?Call Forwarding lets you forward calls to another
number by programming your home phone with the number you wish to
forward calls to. With Call Forwarding, calls to your home number can
be redirected to another landline phone or a cell phone. You will
incur long-distance charges if you transfer calls to a location
outside your local calling area. What is Call Return (*69)?Dialing *69 gives you the number, date, and time of
your last incoming call and the option to dial that party back. Users
of Call Waiting may also find *69 useful if they don't want to
interrupt their call. When you end your first call, simply dial *69
to get the number for the second call. Note that, in some areas, *69
will return the call rather than giving you the option to dial the
party back. If I want to change my local service provider, do I have to
change my phone number?If you have existing phone service, usually you do
not have to change your phone number when changing your local service
provider. What is Call Repeat?Usually called *66, this continually redials a number
if you get a busy signal and rings you back when the line is
available. What is Call Waiting?This service allows you to answer a second incoming
phone call while on the phone by putting the first call on hold. What is cramming?Cramming is the term used to describe the practice of
placing unauthorized, misleading, or deceptive charges on consumers'
telephone bills. What is the Subscriber Line Charge?Local phone companies recover some of the costs of
telephone lines connected to your home or business through a monthly
charge on your local phone bill, which is usually called the
Subscriber Line Charge (SLC). This also may be called the Federal
Subscriber Line Charge because it is regulated and capped by the U.S.
Federal Communications Commission (FCC). The funds ares not, however,
received by the government. The government caps this fee at $6.50 per
month for primary residential lines. See the FCC consumer factsheetUnderstanding
Your Telephone Bill for more information. What is measured rate service?This is the type of phone service where you are
charged per minute for each local call. What is message rate service?Message rate refers to phone service where you are
charged per call or per calling unit (usually five minutes) for each
local call. What is speed dial?Speed dial allows you to quickly dial frequently
called numbers by dialing a pre-programmed one- or two-digit code. What is three-way calling? This service allows people at three different
telephone numbers to have a telephone conference on the same line. What is voice dialing?Voice dialing enables the caller to dial the phone by
speaking a name into the receiver. What is voice mail?Voice mail acts as an answering machine by taking
messages when you are unable to answer your calls. The messages are
stored by your telephone service provider, and can be retrieved by
dialing a code or telephone number, and entering your Personal
Identification Number (PIN). What is wire maintenance?Wire maintenance is insurance for your phone lines.
If you pay the wire maintenance charge monthly, the provider will
repair any problems with your wiring and jacks at no additional
charge. For more information, read the related articles
in our Library. Take control of your finances with our debt help tools. Use ourcalculators
and budget
planner to help you manage your money.
Related Money Management Articles:Calling
Cards 101 – If you are using calling cards to save
money, it's important to know what you are paying for with this
still-new concept in phone service. Decide if you want a prepaid
card or a card that accrues a monthly balance. If you are
participating in debt management or credit repair, factor your
choices into your decision. For example, can you handle paying a
monthly balance versus having only a set amount to spend? Know what
kind of card you are buying and how it affect your overall financial
plan accordingly. Manage
your Telephone Costs – Not having a telephone isn't a
realistic option for most people. But, paying too much for service
is something you can control. Learning about the service is an
important step toward controlling this expense. Reduce
your Long Distance Costs by Switching Providers –
Switching your long distance telephone service can provide you with
instant savings. Review this list to determine whether switching
your service will help or hinder your budget.
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