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How much will a debt relief plan cost me?

Your costs may vary based on state regulations and the number of creditors you place on the Plan. The easiest way to find out your specific Plan costs is to start an online application or call to speak to a coach at 1-888-888-CARE (1-888-888-2273).

How will a debt consolidation program help me?

Debt Consolidation is a widely-used term to describe debt repayment plans* that allow you to combine your monthly payments to your creditors into one monthly payment, often combined with lower interest rates and other creditor benefits, to get you out of debt as quickly as possible.

There are really two types of debt consolidation plans available in order to provide these benefits – a Debt Management Plan or a Settlement Plan. Both plans feature the benefits of a combined monthly payment, but the way they reduce your debt is quite a bit different.

Determining which plan is right for you really depends on your specific situation including the type of debt you have, your income and ability to make consistent payments, and what you agree is affordable.