The Debt
Diva's 2009
Financial
Guide

Take the Diva's advice, and make this year your money-saving best!
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Diva's Tip of the Week!

Avoid Using Credit Cards

Leave the credit cards at home when you head out...read more



Frugality: A fall fashion that looks good on everyone!

As the weather cools down and the holidays arrive, it’s important to keep your spending in check.

I'm Clarky Davis, The Debt Diva. I’ll help you save money with helpful hints and advice on household savings strategies and preparing for the holiday season. By implementing my money-saving lifestyle tips, you will be able to stick to your budget and build your emergency savings fund.

Please visit my site often for great money management tips and insight on how you can save money, pay off debt and live a frugal and fabulous lifestyle. You can also follow me on Twitter at www.twitter.com/debtdiva.




What's New on the Debt Diva's Blog

FTC's Proposed Rule Strengthens Consumer Protections

Today is an important day for consumers overwhelmed by debt.  The Federal Trade Commission is hosting a hearing regarding a new rule that would provide greater protection... Read More

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Who is the Debt Diva?

The Debt Diva, Clarky Davis, has more than five years experience in the debt management industry and more than 10 years personal experience with credit and debit cards. Clarky's money-saving tips have all been tested by the Diva herself, based on her experiences living on a fixed income. She now offers her hard-won insights to others who want to stretch their budgets and tackle debt.

Clarky holds two bachelors degrees from Meredith College in Raleigh, N.C. and counselor certification from the Institute for Financial Counseling.