Your Providers

Every day, thousands of people reach out to us for help with managing their debts. For years, we have been able to help consumers repay their credit cards and other unsecured debts at a monthly payment that works within their budget. It all begins with a thorough assessment of your situation to determine which solution works best for you. You will also benefit from CareOne Services, Inc.’s on-going support with money management education and a wealth of resources at your fingertips to help you build a sound financial future.

The following providers offer the CareOne brand of credit counseling services and have met stringent standards for quality, education and compassion:

	CareOne Services, Inc. 8930 Stanford Boulevard Columbia, MD 21045-6971 1-888-888-CARE www.careonecredit.com Member of AADMO. CareOne Services, Inc. Officers View the CareOne Services, Inc. Privacy Policy. Mississippi Licensed Debt Management Service Provider. Licensed by the Vermont Department of Banking, Insurance, Securities and Health Care Administration. NOT A LOAN COMPANY. We do not lend money. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding CareOne Services, Inc., license number TBD at 500 N. Calvert Street, Suite 402, Baltimore, MD 21202, phone 1-888-784-0136.

	Consumer Education Services, Inc. 3801 Lake Boone Trail Raleigh, NC 27607 1-888-419-2374 www.mycesi.org Member of AICCCA and AADMO. CESI also administers Clarion Credit Management and Debt Management Group accounts. View the Consumer Education Services, Inc. (CESI) Privacy Policy. Mississippi Licensed Debt Management Service Provider. Licensed by the New York Department of Banking. Licensed by the Vermont Department of Banking, Insurance, Securities and Health Care Administration. NOT A LOAN COMPANY. We do not lend money.

The following national law firm offers Debt Settlement to consumers for whom settlement is the most appropriate solution:
	Persels & Associates, LLC 300 E. Joppa Road, #300 Towson, MD 21286 1-888-367-5252 Persels & Associates is a national law firm dedicated to consumer debt resolution with lawyers in all 50 states and DC. The practice is limited to assisting clients who are having trouble managing their debts. P&A attorneys have many years of practice experience and are well versed in debt issues. P&A represents its clients for the limited purpose of negotiation of their debts, but also provides litigation support, as necessary. Persels & Associates is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.

The debt management plan or settlement plan may adversely affect your credit profile. It is also important to note that non-payment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation.

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CareOne Services, Inc.

Consumer Education Services, Inc.

Persels & Associates, LLC